Jack Thorne is a stock trader who has made a million dollars by age 28. One night, he goes to a club to celebrate a big trade. He meets a beautiful woman named Francine, who invites him to a huge Manhattan mansion that she claims is her home. It turns out that she is a “kept” woman of a Wall Street legend and billionaire Martin Veeland. Although she is only 22, she says she has been “kept” by Veeland for seven years. Veeland sees his younger self in Thorne, and wants to relive his past by watching Thorne have sex with Francine. Thorne resists the request, but he cannot resist Francine, and Francine tells him that Veeland, who sees him as a son, has included him in his will. Thorne learns that Francine, along with Veeland's other employees / sex pawns, is plotting to excite Veeland so much that he has a heart attack. She knows that Veeland is about to acquire a new 15-year-old girl, so she must act fast. Thorne joins the plot, but it doesn't work out as planned...