"The Poor Always Pay Back demystifies Grameen II to policy-makers, practitioners and the larger development community and shows that, through the use of Grameen II, Grameen Bank is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, product development to cater to the needs of retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans)."--Jacket.