Her father's fortune squandered, it's up to 19 year old Charlotte to secure a match and save her family from ruin. But nobody could be more surprised than her when 27-year-old Captain Viscount Delsey—whose reputation for breaking hearts is exceeded only by his wealth—proposes marriage. Recognizing Charlotte as the urchin he rescued late one night, Jack's interest is piqued by this captivating adventuress. He makes an impulsive offer—he'll clear her father's debts if she'll give him heirs!