Carly doesn't want any romantic distractions. Impetuous, red-haired Carly Jansen is the only female stockbroker in her office. She needs clients - and Richard Davis fits the bill. When he arrives in San Francisco and asks her to handle his portfolio, she suspects their relationship may become more than just business. At first, Carly fights her attraction to him. Davis is handsome, eligible, and more than a little mysterious - and Carly tries to uncover his charade. When an earthquake strands them in Marin County and they join volunteers from a nearby church helping victims, Carly begins to feel she and Richard are meant for each other. Soon, though, an insider trading scandal casts a cloud over Richard. Is he really what he seems? Will Carly's impulsive nature jeopardize their love?