A violent thunder storm rages over modern-day New York City. While Sydney Kane watches the storm, a flash of lightning opens a time portal and she suddenly finds herself dropping out of thin air into an assembly in early nineteenth century Bath, England. The man on whom she falls, Seth Randolph, befriends her and lends her some clothes so that she may dress as a man. Dressing as a woman in that time seems ludicrous. Seth is her only friend in this strange world. When it becomes apparent that his father is about to force him into a loveless marriage for money, she conceives of a scheme to try to get money from her ancestors to help him out. Will she succeed or will she be forced to watch as Seth marries without love?