With parenthood comes the realization that your family's future depends not just on what you earn, but on your ability to think smart financially for the years ahead. Here, from the experts at Smart Money magazine, are the savvy, up-to-the-minute strategies every parent needs to provide the financial security and opportunities children deserve. HOW TO RAISE KIDS WITHOUT GOING BROKE is a complete easy-to-follow guide to financing your children's future without sacrificing your own. The ten biggest financial mistakes parents make. How to choose a bank that won't eat you alive with hidden fees. The Smart Money way to pick and use credit cards. How to figure your net worth and expenses. From start-up baby costs to teen spending and college tuition. Where to look for ingenious money savers. From nursery school scholarships to private school loans and tax breaks on college savings. Smart Money buying tips on everything from car seats and video cameras to computers and family cars. How to help kids handle bank accounts, credit cards, investments - and a job. And Much, Much More!