TOMMY BLACK After overcoming a wild, reckless youth, he's finally become a respected member of the community. And he owes it all to one female--his six-year-old daughter, Chipper. She means more to him than anyone--except maybe Julia Marshall. But ten years ago, he'd foolishly hurt Julia. Ten years ago, she left town and never came back. Now, circumstances have brought Julia home and Tommy's not about to blow his second chance. JULIA MARSHALL Home is the last place on earth she wants to be. She's finally managed to put her unhappy childhood behind her and make a name for herself in New York. But no sooner has she arrived than Tommy Black, her first love, is on her doorstep, asking for a second chance. How can she ever forgive him? Holding out against Tommy isn't easy, though--especially when Chipper has already stolen her heart!