Nothing comes with a guarantee Joanna admitted that--yet she still wasn't prepared to take the risk of letting Stephen Ryan into her life. When her husband, Ross, a policeman, was killed on duty, it took Joanna a long time to pull herself together. She vowed never to become involved with a policeman again. And that was the trouble. Stephen was a policeman--a detective called in by her hotel-owner employer after an attack by a gunman. Perhaps she needn't worry, though. In spite of their mutual attraction, Stephen was wary, too.