There are things even a billionaire can't control. Ian Shaw's fortune was recently liquidated; his niece, Esme, is still missing, and the woman he loves is refusing to speak to him. Sierra Rose has solved the mystery of his missing niece, but a promise to Esme to keep her whereabouts secret has made it impossible to be around Ian. When the PEAK chopper is damaged and Sierra lacks the funds to repair it, Ian offers a fundraising junket for large donors on his yacht in the Caribbean. But the three-day excursion turns into a nightmare when a rogue wave cripples the yacht and sends the passengers overboard.