Personal finance and money management are hot topics but straightforward advice is hard to find. According to the Consumer Federation of America (CFA) 54% of Americans do not have a budget or a financial plan, though 78% of those surveyed intend to update or create a plan in the coming year. [CFA Press Release 5/13/03] Quick Steps to Financial Stability is the direct, step-by-step map that you need. Written by Alan Lavine and Gail Liberman, well-known authors and syndicated finance columnists, this book provides you with honest, easy-to-follow financial advice, focusing on simple financial management strategies. It is designed to give you a way to make immediate progress towards your financial goals. You'll start with an honest assessment of your financial condition, as you analyze income, expenses, and the bottom line of your net worth. The authors then help you identify both long-term and short-term financial goals. With valuable advice on simple ways to zero in on debt and cut daily expenses, you then identify the absolute necessities of insurance, wills, simple savings plans and investment options, plus how to plan for retirement. You will also be able to download helpful worksheets, to-do lists, and other information from the publisher's website. Take control of your finances with the help of Quick Steps to Financial Stability.